The senior management of PCM has almost 64 years of combined investment experience with a successful track record established during one of the most difficult periods in stock market history (2000-2010).

Michael Chapman, Chief Executive Officer and Chief Investment Officer

Michael Chapman CFP® is CEO and CIO at Provident Capital Management Inc. (PCM) where he leads the company and its total-return investment strategies. He is the author of Fundamental Laws of Successful Investing, Moneytools and is contributing author of Ways & Means: Maximize the Value of Your Retirement Savings. Michael began his career as a Grain Merchant & Hedger at Bunge, a leader in agribusiness products. He early part of his financial services career as Vice President Investment at A.G. Edwards and Sons and served NatCity Investments as Director of Wealth Management before founding Provident Capital Management in 2000. He has a Bachelor of Science in Agricultural Economics from Purdue University and is a member of the Financial Planning Association. Michael's extensive knowledge of investments and retirement, developed throughout his 36-year career and his commitment to being the best advisor possible, are what drive him to provide the best in absolute-return investments for all of PCM's clients.

Drew B. Wieder, Chief Operations Officer & Chief Compliance Officer

Drew Wieder is the COO & CCO at Provident Capital Management, Inc. (PCM). His leadership responsibilities include compliance, operations and practice management strategies for both PCM's employees and institutional clients. Drew has extensive experience in the financial services industry which includes; leading sales, service, operations and compliance teams for retail, custodial and RIA service providers. Drew's comprehensive background with various custodians and platforms will further position PCM to exceed client expectations, while scaling growth in the institutional space as a trusted partner to those clients. His 28-year career of service and leadership in the industry has included positions as an individual contributor at Merrill Lynch, and officer level positions of national scope at Charles Schwab, OneAmerica and FolioFN. His past 10 years have been focused primarily on helping RIA's and IBD's achieve their goals through his tested client relationship, technology, product and regulatory experience. Drew has a Bachelor of Arts degree in Political Science from Richard Stockton College. He takes pride in being instrumental in helping firms and their teams grow through his commitment to employee and client development and consultative execution of practice management strategies for institutional partners.

Rachna Rao, Director of Information Technology

Rachna Rao is Director of Information Technology at Provident Capital Management. She has a Bachelor of Science in Public Administration and holds a degree in Information Technology from National Instutional of Information Technology from New Delhi India. Rachna, is a results-driven senior manager with demonstrated success in the design, development and deployment of large-scale enterprise applications for the financial industry with over 8 years of experience designing software for large multi-national financial organizations and banking institutions. Rachna is a leader with proven ability to train and motivate high performance teams. At PCM she works extensively with vendors, directors and project managers, domestic and abroad, to deliver high-quality content for PCM's internet and Intranet presence and deliver on-time projects for the benefit of PCM's clientèle.

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