Time, price, form and sentiment suggest Intermediate top between now and the end of October. Somewhere near 1,106 – 1,133 on the S&P 500 and 10,333 on the cash DOW.
This high will be followed by a fairly significant 16 percent move down into late November.
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Posted by Michael Chapman at 11:12 AM UTC
Cash value, or permanent, life insurance is life insurance that is designed to be kept until your death – whenever that may be. Part of your premium pays for the “pure” insurance coverage and expenses, and the balance is held by the insurance company in a cash value account. The type of permanent life insurance you buy (e.g., whole, universal, variable) will influence the pace at which the cash value portion of your policy grows. The interest and earnings grow tax deferred until you withdraw the funds, and may be part of the income-tax-free death benefit if you die. However, these policies may require a higher cash outlay than term life policies.
Posted by Michael Chapman at 12:00 PM UTC
You may be counting on funds from a defined benefit plan to help you achieve a comfortable retirement. Often referred to as traditional pension plans, defined benefit plans promise to pay you a specified amount at retirement.
Posted by Michael Chapman at 12:00 PM UTC
